Terms and Conditions 

Project 120 is an employer-paid benefit for public sector employees seeking Public Service Loan Forgiveness (PSLF). 

Aptus Financial operates the Project 120 website and Project 120 programs. Aptus helps public sector employers implement the Public Service Loan Forgiveness (PSLF) program as an employee benefit. It provides individual loan analysis to employee participants and provides step-by-step action plans to navigate the PSLF program. Aptus provides individual support to Project 120 participants through office hours and email. 

Aptus also provides “nudges” via email and text messaging to help remind employees to take action toward loan forgiveness. Project 120 participants are free to opt out of messaging regarding Project 120 at any time. 

Aptus Financial will never share or sell Project 120 information, of any kind, from any source, to third parties/affiliates for marketing/promotional purposes